Our Loans and Credits Facilities

Salary Advance(SALAD)
Get up to 50% of your net monthly salary upfront. Available to staff of private companies with active salary accounts domiciled in our bank.

Salary Loan(SALOAN)
Do you have a salary account with COOPFUND?
SALOAN is a consumer credit scheme which gives access to short or medium term loans for salary account holders.

SME Loan
COOPFUND Microfinance Bank “SME Loan” is a credit product designed specifically to support Small and Medium Scale Enterprises (SMEs) operators in Nigeria.

Invoice Finance
Do you have a PO? Are you having cash flow shortage? Invoice financing can be a good option for your business to be able to complete an influx of orders.

Save & Borrow
This is for customers already doing business. Open Thrift Account with Minimum of N1,000 daily contribution, qualify for Loan after savings for 3 Months.

Asset Finance
Get financing for the purchase of household appliances, equipments and other business assets and pay back conveniently over a period of 12 months.
General Loan Conditions

Save for 3 months
Max of N100,000 for SALAD and SME Loans
Max of N1,000,000 for SALON & Asset Finance
Max of N5,000,000 for Invoice Financing
Options of scale-up based on performance